Nett

The lifestyle creep early warning system.

One email a month showing if you're gaining ground or losing it. No app, no budgets, just the number that matters.

You make good money. But is it actually going anywhere? Or is it quietly disappearing into a nicer apartment, better restaurants, and subscriptions you forgot you had?

What you get

  • Monthly net number—are you gaining or losing ground?
  • 6-month trend to spot patterns you'd otherwise miss
  • Top inflows and outflows (no fussy category breakdowns)
  • CSV export of all transactions, always available
  • Connect multiple accounts for the full picture
  • Add a partner so you're both in the loop

What you don't get

  • An app you'll open twice then forget about
  • Budget categories that make you feel guilty
  • Notifications every time you buy lunch
  • AI telling you to skip lattes when you make $200k

Built for people who've already tried Mint, YNAB, and Copilot—and have the abandoned accounts to prove it.

Know your number.

One email a month. Cancel anytime.